At Just we’re recruiting for our future and we now have 2 great opportunities available within our Customer Services department as a Mortgage Administrator / Underwriter on a permanent basis from our Reigate office.
This is a great role which will see you reviewing and approving lifetime mortgage applications to an agreed mandate level and acting as a subject matter expert for Lifetime Mortgages in respect of acquisition, ensuring that lifetime mortgages are originated within the businesses risk appetite and in accordance with appropriate policies.
You will underwrite and approve lifetime mortgage lending within agreed mandates that represent acceptable risk within standard lending policy and recognise cases outside standard lending policy that represent and acceptable risk and make appropriate exception recommendations to the Property underwriting team.
You will also act as a source of advice and guidance to team members, reviewing and recommending cases outside of their mandate where they believe that a mortgage request represents an acceptable case within the agreed business risk appetite.
Finally and where required you will support the processing of applications and issue of mortgage offers, providing information to the Head of Underwriting to support the development of lending policy.
Skills we are looking for
● Experience of working for a mortgage lender within a new business environment, preferable holding a personal mandate to approve mortgage applications.
● Ability to make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.
● Ability to coherently and accurately summarise information regarding lending and property issues and make risk based recommendations or decisions.
● Ability to mentor, train and coach others in technical areas.