Risk Manager
Date Posted: 03/12/2025
Location: London
Job Type: Full time
Apply NowRisk Manager
Location: London- hybrid
Contract: Permanent
Hours: Full time- 35 hours
Purpose of the role
work with the Enterprise Risk Director and the wider Group Risk team in developing and maintaining an appropriate risk management framework and supporting its implementation across the Chief Risk Officer’s organisation for adoption and deployment by the business.
support other Group Risk team members in delivering the operational risk scenario for use in the Group’s Internal Model and other purposes (such as ORSA and stress testing exercises).
support the operation of the Group’s risk management system of record and support the business in identifying, assessing and reporting risks at the departmental level.
provide support to the wider Group Risk function on matters relating to operational risk and enterprise risk management, working to reduce key-person dependency in the function.
support production of periodic risk reporting.
About Just
We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.
Key responsibilities
You will support the Enterprise Risk Director and wider Group Risk team in developing, educating and embedding Enterprise risk management frameworks, practices, and Risk culture within Just that support our risk appetite and strategic goals.
You will provide trusted advice to Group Risk colleagues, Executives and senior management on the implications of operational risk in the wider business context.
You will act as risk partner to those parts of the business assigned to you including attendance at and support of Senior Management Committees (SMC) meetings and associated risk reporting for those parts of the business and associated Group entities.
You will be responsible for providing pro-active operational risk advice, support and challenge to 1st Line management across the business, including oversight of the management of risks associated with change initiatives.
You will support the delivery of the Group’s Internal Model for Operational Risk through the development and maintenance of operational risk scenarios with risk owners and other key stakeholders.
You will ensure that you and the business partners that you support are proficient in the use of the Group’s risk management system of record and in supporting the business in the identification, assessment and reporting of risks at departmental level.
When needed, you will engage with the risk management system of record suppliers and ensure that you are sufficiently aware of its functionality to propose and oversee improvements as required.
You will take responsibility for ensuring you comply with the company’s procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements.
What we're looking for
Externally recognised generic/ broader risk management qualification is essential
Externally recognised specialised risk management qualification -e.g. . CERM, CORM, PRM, ORM - is desirable
Proven track record of practical experience of implementing and/ or operating risk management processes, including US SOX 404 or equivalent.
Significant breadth of experience and knowledge of UK regulated financial services. Strong life and pensions experience is preferred
Experience of risk support in change and implementation of large transformation initiatives.
Proven record of building strong internal partnerships within businesses.
Experience of implementing BoE regulatory requirements for operational risk is desirable but not essential.
Excellent relationship management skills and knowledge.
Strong communication and interpersonal skills, including influencing, negotiation, presentation and report writing.
Strong understanding of risk management practices and their application, including operational risk in the context of US SOX 404 or equivalent. Ability to identify emerging risk issues and to drive understanding and management.
Good understanding of regulatory context for operation of risk management, including Solvency 2 requirements, PRA expectations, with preferred knowledge of IFRS and US GAAP.
Strong analytical and critical thinking ability, able to interpret information from a number of sources and draw together the ‘big picture’ and bring a strategic perspective.
Our behaviours
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What’s in it for you
A competitive salary, pension scheme and life assurance
25 days annual leave plus an additional day on us for your birthday
Private medical cover and income protection, just in case
A generous and highly achievable bonus scheme
Opportunities to progress your career in-role and within the company
Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
A variety of employee funded benefits available via our online benefits portal
Plus, several additional purchase options available for you and your loved ones
Explore our full range of benefits on our dedicated benefits page.
Belonging at Just
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Application details
Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
Be Bold. Be Brilliant. Be Just
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